Why Get Pre-Qualified?
Pre-qualification is your first step in the home search process. The mortgage lender will use details you provide about your credit, income, assets and debts to arrive at an estimate of how much mortgage you can afford. The whole process takes only minutes.
This qualification will give you a price range of homes that you should be comfortable searching in.
Most sellers will not accept an offer without at least a pre-qualification letter, so if you are serious about buying this is the first step towards getting you in your new home.